Janashakthi Critical Illness Insurance

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Hospitalization claims due to COVID-19 is covered under Loss Of Income Insurance policy
Note – Admission to a Hospital is mandatory to be eligible for the claim


What is the Cover?
  • Accidental hospitalization cover is provided by Ceylinco General Insurance Ltd in partnership with Mobitel exclusively for MOBITEL subscribers.
  • The cover provides financial assistance upon admission to hospital. The Policy will pay a daily allowance for the Insured, for Local Accidental Hospitalization in a Government Hospital or a Registered Private Hospital/Nursing Home or approved Government/Private Ayurveda Hospital as an in-patient, as a result of Sustaining Accidental Bodily Injury.
  • In addition to the above, customer will have an additional cover for hospitalization for Dengue? This benefit is applicable for all Subscribers. If the customer is hospitalized for Dengue, customer will receive a cash benefit upon being diagnosed dengue.
What are the benefits?
Package (Rs) Medical Benefit Per Day (Rs) Dengue Cover (Rs) Daily Premium (Rs) Monthly Premium (Rs)
Hospitalization cover 1,500/- 10,000/- 150 +Tax
Rider Cover 5+Tax
Personal Accident 100,000/-

The total benefit is for 12 calendar months.

Age Limit -
18-70 years

Maximum Liability -
Per annum 30 Days

- Per Event 10 Days

How to subscribe for this service ?
  • Subscribe- Type REG and send it to 23939
  • De-Subscribe- Type DREG and send it to 23939
When does the benefit Commence?
  • Commencement of the benefit starts after deducting the monthly premium from the subscriber and the cover will be applicable from the following calendar month.
  • Once the first month insurance fee is added to the Mobitel Bill, the policyholder is entitled to the benefit from the first day of the following month. The insurance cover is automatically renewed on a monthly basis if the subscriber settles the Mobitel bills on time.
What are the chargers?
  • Pre-Paid – Rs. 5+Tax per day
  • Postpaid – Rs. 150+Tax per month
When is my enrollment/claim eligibility date?
  • Date of enrollment is the date of subscription. Cover effective or claim eligible period is 30 days after the initial subscription. The cover is renewable on a monthly basis.
What is the claim procedure for the Accidental hospitalization?
  • Every Hospitalization should be informed to the Ceylinco Customer Care Hot Line 2399199 at the earliest opportunity.
  • Insurer shall submit all claims by any one of the following methods - post, email, or by handover to nearest Ceylinco General Insurance Branch.
  • Claim documents should be submitted to the Company no later than 30 days from the date of discharge from the hospital.
  • Ceylinco shall check the eligibility of Insured for the claim. Customer should settle the monthly Mobitel bills to be entitled for claims. Non settlement of Mobitel bills will result in termination of the cover.
Additional conditions applicable to dengue cash grant:
  • Upon the insured (Subscriber) being diagnosed with Dengue fever, a cash grant of Rs. 10,000/- or the Hospitalization allowance in accordance to the plan whichever is higher, will be paid to the insured.
  • Insurer shall submit all claims by any one of the following methods - post, email, or by handover to nearest Ceylinco General Insurance Branch.
  • Only one Claim can be made for one calendar year in respect of Dengue.
  • Dengue cash grant will be paid, on a positive result in NS1 blood test (Dengue antigen) followed by a Hospitalization.
What are the exclusions under the policy?
  • Direct participation on Strike, Riots & Civil Professional sports, or winter sports other than skating.
  • Political Unrest and Terrorism.
  • Cosmetic surgeries/treatments.
  • Commitment of suicide and self-inflicted injuries.
How does my insurance cover cease?

The insurance of an Insured will automatically terminate at the earliest occurrence due to:

  • The Insured reaches 70 years of age.
  • Demise of the Insured.
  • Termination of the subscription.
  • In case of non-payment of the Insurance Fee by the Insured.


What is this offer?

Customers who newly register to Janashakthi insurance Critical Illness Cover between 01st December 2023- 30th April 2024 can win amazing cash prizes.

What is Janashakthi Insurance Critical Illness Cover?

a) Life Cover

Sum Assured indicated under life insurance provision, shall become payable upon the Death of the life assured, pro-rated to the premium paid, due to any cause subject to the terms and conditions of the policy.

b) Critical Illness Provision

Sum Assured indicated shall become payable if the Life Assured, has been diagnosed or has undergone surgery for a Critical Illness as defined (subject to ANGIOPLASTY limitation) and subject to the general terms and conditions of the benefit pro-rated to the premium paid.

Daily Deduction - Rs (Pre paid customer) X 30 days Monthly Deduction- Rs (Post Paid Customers) Critical Illness Cover/Death Cover - Sum Insured (Rs.)
8.00 per day 240.00 per month 800,000/

How can the customers activate and deactivate the service?

Activate- Type REG and send to 6363

Deactivate- Type DREG and send to 6363

Who is eligible for this offer?

Both Prepaid and Postpaid customers who newly register for the Janashakthi Insurance Critical Illness Cover during the promotional period.

What is the promotional period?

01st December 2023- 30th April 2024

What are the cash prizes that can be won?

1st Winner- Rs.100,000

2nd Winner- Rs.75,000

3rd Winner- Rs.50,000

4th Winner- Rs.25,000

Consolation prizes of Rs.10,000 for 6 winners

How will the winners be informed?

Winners will be only contacted via 0712755777 SLT-Mobitel hotline.

What are the terms and conditions applied?
  • The giveaway will commence on 01/12/2023 and closes on 30/04/2024 at 23.59PM
  • Only the customers who are in the age range of 18-65 years and registers to the service for the first time (01/12/2023 to 30/04/2023) will be eligible for the giveaway.
  • Customers should have an active insurance policy at the time of the draw to be selected as a winner.
  • SLT Mobitel has the sole authority to select the winners and the decision shall be final.
  • In case of an unreachable winner, there will be three attempts made via phone and if not reachable, the next record of the report will be picked as the winner. The previous record will be disregarded.
  • Winners will be picked by a system-generated report conducted in presence of SLT Mobitel Internal audit on the draw date.
  • Employees of SLT Mobitel and Janashakthi Insurance and their immediate family members, Suppliers and Business partners and Advertising agency of SLT Mobitel will not be eligible to participate in this competition.
  • Winners will be contacted only via 0712755777 SLT Mobitel hotline only. If the customer lose money by trusting a phone scammer, SLT Mobitel shall not hold the responsibility for such occasions.
  • The participants agree to indemnify SLT Mobitel for any technical errors which may occur during the campaign period.
  • SLT Mobitel reserves the right to amend these terms and conditions at any time at its discretion.
  • By participating, participants agree to these terms and conditions which are final and binding in all matters related to this giveaway.

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