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Hospitalization claims due to COVID-19 is covered under Loss Of Income Insurance policy
Note – Admission to a Hospital is mandatory to be eligible for the claim
Package (Rs) | Medical Benefit Per Day (Rs) | Dengue Cover (Rs) | Daily Premium (Rs) | Monthly Premium (Rs) | |
Hospitalization cover | 1,500/- | 10,000/- | 150 +Tax | ||
Rider Cover | 5+Tax | ||||
Personal Accident | 100,000/- |
The total benefit is for 12 calendar months.
Age Limit -
18-70 years
Maximum Liability -
Per annum 30 Days
- Per Event 10 Days
The insurance of an Insured will automatically terminate at the earliest occurrence due to:
Type of cover |
Value of the Cover |
Critical Illness Cover |
LKR 800,000 |
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LIFE INSURANCE BENEFIT OF Rs. 100,000/-
Notwithstanding anything herein contained to the contrary, it is hereby declared and agreed that in the event of Natural death of the members covered under the policy, the company shall pay Rs.100,000/- subject to the following terms, conditions and exceptions.
1.1
If the Life insured commits suicide (whether of sound mind or otherwise at the time) within one year after the policy Issue Date or date of reinstatement, or the date on which the member was legally contracted by the grantee (whichever shall be the later) the amount payable under this Policy shall not exceed the aggregate of premiums paid under the Policy without interest or such greater sum not exceeding the amount which would otherwise be payable upon the death of the member as may be represented by the interest of a third party acquired in good faith for valuable consideration and proved to the satisfaction of the Company not to be recoverable in any other way.
1.2
Where the death of the member is sought to be established on the basis of presumption generated in circumstances where he had not been heard of for a period of one year by those who would have naturally heard of him, if he had been alive, no money shall become due under the policy until the effluxion of a period of seven (7) years computed from the time when the member had ceased to the heard of, and this fact notified to the Company.
1.3
This policy does not cover injury or death or disappearance resulting from or caused or aggravated directly or indirectly in whole or in part by active service in the military, naval, air force, police, home guards or similar service.
1.4
No claim shall be payable under this policy if arising directly or indirectly as a result of the active participation of the member in any war, invasion, act of foreign enemies,
Hostilities or war like operations (whether war be declared or not), civil war, mutiny, civil
Commotions assuming the proportions of or amounting to, a popular rising military rising insurrection, rebellion, military or usurped power or any acts of any person acting on behalf of, or in connection with, any organization directed towards the overthrow by force of any government or to the influencing of it by terrorism or violence.
1.5
No claim will be payable due to any disability, abnormality, congenital disease, illness or deformity and consequences of those, originated prior to the commencement of this policy.
Period of Cover - 01 Month
BENEFITS - 100% of Sum Insured
Cover is valid Worldwide on 24 hours basis (Benefits are payable in LKR)
All other terms & conditions will be as per standard Allianz Insurance Lanka Ltd. and Janashakthi Insurance PLC, Personal Accident Insurance
Personal Accident & Life Insurance – RS 50,000/=
Scope of Cover : Accidental Death and Permanent Total Disablement only due to an accident subject to following exclusions.
Exclusions :
a) Pre-existing physical conditions
b) Engaging in Hazardous sports
c) Flying except as passenger
d) Self inflicted injury
e) Under the influence of Alcohol and drugs
f) Riot & Strike
g) War, Civil war etc.
h) Radio-active Contamination
I) While on duty as a Military service etc.
Period of Cover - 01 Month
BENEFITS - 100% of Sum Insured
Cover is valid Worldwide on 24 hours basis (Benefits are payable in LKR)
All other terms & conditions will be as per standard Allianz Insurance Lanka Ltd. and Janashakthi Insurance PLC, Life Insurance